A personal line of credit that offers you peace of mind

Why Jump Loans?

Why get a loan when you can get continuous access to cash? Whether you’re a freelancer, an entrepreneur or just someone who’s in a financial pinch, there are times when you need a supplemental cash flow to get you to your next payday. 

Jump Loans is here to help.

We offer a quick, easy way for you to access funds through a revolving line of credit. Our online application process is intuitive and takes just a few minutes to complete, from start to an instant decision. 

The best part about a revolving Line of Credit

Withdraw the money you need, then pay it back in weekly, bi-weekly, or monthly installments. Once you’ve paid back the amount you’ve borrowed, you can do it over and over again for the life of your Jump Loans line of credit

Apply Anywhere

On the go or at home, you can apply for a Jump Loans line of credit from anywhere you have a wifi signal.

Speed Meets Security

Not only do we offer a super-fast application process that takes just minutes to complete, but our online portal provides a private and secure way to access all of your account information.

Money that’s always there for you

Easily access your line of credit any time you need it. Just request the amount you need (as little as $50 up to your entire credit limit) and we’ll transfer your funds directly into your bank account usually within 1-2 business days.

Get your Jump Loan line of credit in 3 easy steps

  1. Apply online

Our secure application takes just minutes.

  1. Get fast decision

To qualify for a Jump Loan line of credit, we you will need:

  • A verifiable source of income directly deposited into your checking account,
  • A current checking account
  • Proof of US citizenship
  • Proof that you are at least 18 years old
  • Certify that you are a legal resident of Kansas, Alabama or Tennessee
  1. Receive your funds

Expect to receive a decision from us within a few minutes of submitting your application (though in rare cases processing it may take up to 2 business days). Once you’ve been approved, we’ll deposit your funds directly into your bank account in as little as 1 – 2 business day.


Repaying your Jump Loans line of credit

If approved for a Jump Loans line of credit, you will be directed to sign your loan agreement and chose your payment frequency. We offer the choice to pay weekly, bi-weekly, or monthly, with your minimum payment due at the end of each payment cycle. If at any point you are unable to make this payment, just let us know and we’ll be happy to work together to accommodate your needs.

Get your Jump Loan line of credit in 3 easy steps

  1. Apply online

Our secure application takes just minutes. Depending on your application, you could be approved for a line of credit of up to $1,100.

  1. Get fast decision

Qualifying requires certain criteria including:

  • A verifiable source of income directly deposited into your checking account,
  • An open checking account that meets our “bank account minimum opened duration” requirement,
  • Citizenship in the United States (and being at least 18 years old)
  • Certify that you are a legal resident of Kansas, Alabama or Tennessee

You’ll likely get a decision in just a few minutes. (In rare cases, processing may take up to 2 business days.)

  1. Receive your funds

Expect to receive a decision from us within a few minutes of submitting your application (though in rare cases processing it may take up to 2 business days). Once you’ve been approved, we’ll deposit your funds directly into your bank account in as little as 1 – 2 business day.

9 Reasons to Partner with Jump Loans:

Why apply for a line of credit with Jump Loans? We’ve got 9 reasons:

1Use what you need, when you need it

A line of credit lets you borrow the exact amount of money you need, right when you need it on a revolving basis. It’s like having a long-term supplemental income at your disposal for whatever life throws your way.

2We offer a competitive APR

Jump Loans offers a competitive APR based on a daily periodic interest rate. This is calculated by multiplying the rate by the amount you owe at the end of each day. This is then added to the previous day’s balance.

3Get a fast decision

Get a decision within minutes. Now that’s fast!

4Our application process is easy and convenient

Apply for your line of credit and borrow from the available balance. As long as you make payments on time, you can utilize the line of credit you were approved for.

5Your info is confidential

We value your privacy. That’s why we don’t ever share or sell your information with other companies.

6We pride ourselves in fairness

Here at Jump Loans, we believe in clear expectations and honest exchanges. Our interactions are founded on respect and a desire to provide the assistance you need to get you back on solid financial footing.

7Complete transparency is our highest priority

Where other lending companies have hidden fees and misleading application language, we are clear and upfront about our terms and rates, so you know exactly what you’re getting. No surprises, no gimmicks.

8Relationships matter to us

We want our customers to trust us. This means every interaction you have with Jump Loans will be fair and respectful. Because we want you to succeed financially, we will do everything in our abilities to help you when you need it.

9Get the financial security you need

Living paycheck to paycheck can be hard. A line of credit through Jump Loans allows you the flexibility to spend what you need without having to wait for your next payday.

Ready to get started?